Now in private beta

The F&I deal queue
that finally
plays fair.

Qredact is the multi-tenant F&I platform where customer info, salesperson, and vehicle stay redacted until an F&I manager claims the deal. No more cherry-picking. No more arguments. Just a fair queue and a permanent audit trail.

Or Take the 2-minute quiz · We'll match you to a plan
The problem

Every multi-rooftop group has the same fight.

The strong closer cherry-picks the high-PVR deals. The new F&I gets the leftovers. Sales managers spend their day refereeing instead of selling cars. The audit trail lives in a Slack thread nobody can find.

You either accept it as “the way F&I works,” or you find a tool that actually solves it.

How it works

Three states. One fair queue.

Sales submits the deal. The queue is blind. The first F&I to claim wins the deal — and only then sees who it's for. Cherry-picking becomes impossible because there's nothing to cherry-pick.

STATE 01
i.

Sales submits the deal

Desk manager or sales manager submits the deal from the Sales Desk tab — store, stock #, deal type, money down. Customer info is captured but never shown to F&I until claimed.

STATE 02
ii.

Queue stays blind

F&I sees a queue of deals with all identifying info redacted. Store, deal type, trade flag, and a timer — that's it. No customer name. No salesperson. No stock number. Server-side enforced, not just UI.

STATE 03
iii.

First to claim, wins

F&I clicks claim. Customer info unlocks for them and only them. Atomic — two F&I clicking simultaneously, only one wins. Permanent audit trail. The fight is over.

What's inside

Built for how F&I actually works.

Every feature came from a real frustration on a real deal at a real dealership. No engineer-guessing. No SaaS bloat. Just the tools you'd build yourself if you had the time.

Server-enforced

Blind queue, enforced at the database.

Customer, salesperson, and vehicle info isn't hidden in the UI — it's stripped from the response. Even a hacked frontend can't reveal it. F&I sees redacted cards until they claim.

Conditioned-aware

Approval workflow with a real Conditioned state.

Most F&I tools force every deal into approved-or-not. Qredact handles Conditioned correctly — routes to Desk Review with four actions: back to queue, reassign, save for later, mark dead.

Compliance-ready

Document attachments on every deal.

Attach signed PDFs before the deal exists or after it's submitted. Per-deal permissions, per-tenant retention policy, auto-delete on completion. Built for remote workflows and audit needs.

Multi-store

Schedule, audit, report across every rooftop.

Coverage gap alerts, schedule submission workflow, store-by-store performance, append-only audit log. Built for groups running 8, 15, 50+ stores from one platform.

A note from the founder
“I built this for my own dealership first. I'm an F&I Director — not an engineer guessing at the workflow. Qredact ships the tools I wish I'd had for the last decade in the box.”
A
Ashtin Gardner
Founder · F&I Director
Pricing

Four plans, sized for your group.

Solo shop to enterprise auto group. Take the 2-minute quiz and we'll match you to the right plan and pre-configure your account based on how you actually operate.

Solo
1 ROOFTOP
For single-store dealers. F&I queue, scheduling, money down tracking, reports.
Multi-Store
2 – 7 ROOFTOPS
Cross-store F&I coverage, store-by-store reporting, approval workflow option.
Group
8 – 15 ROOFTOPS · POPULAR
All modules unlocked, F&I director role, custom checklists, document uploads.
Enterprise
16+ ROOFTOPS
Custom retention, advanced compliance, SLA, dedicated onboarding.

Not sure which plan fits? Take the 2-minute quiz.

Start the quiz →

Ready to stop refereeing the F&I floor?

Get on the early access list. We'll reach out when your tier opens.